Mobile phones make it easy to communicate on the move and offer a sense of security in emergency situations, but they can also be expensive. If you are concerned about your monthly phone bill, these tips can help determine if you have the right plan for your needs.
Think about your lifestyle
Consider how and when you use your phone. Do you only use it to make calls? If so, a simple flip phone without a data plan might be all you need. If you only use data at home where you have access to WiFi, data that you cannot pay or pay for a subscription is better for you.
On the other hand, if you enjoy streaming videos during your granddaughter's soccer practice, you want to make sure that your plan is robust enough to prevent surpluses. Surfing the internet uses very little data, but if you send a lot of images or stream music and video, your data needs are higher.
Do a data inventory
Log in to the website or app of your mobile provider and view your data usage in recent months. Do you use only a fraction of your data allocation? If so, you are likely to pay too much. If you use 75% or more regularly, your current plan is probably best for your needs.
Call your current provider
Once you know your usage and lifestyle needs, call your mobile provider and ask if there is a cheaper plan that works. Don't feel pressured to change something immediately. Record the plan information or ask them to e-mail it to you. This gives you time to ensure that the details of the plan fit well.
Look for another plan
With a base rate from your courier you can look around for better deals. Be wary of getting caught up in special promotions that can cost you more over time. Remember that your current telephone may not work with another provider, so factor in the possible cost of a new telephone.
Share the wealth (and bill)
Today's mobile plans usually contain a lot of data that may be redundant for empty nesters. An option is to mate with family members or friends to save money. Family plans usually have larger or unlimited amounts of pooled data and can cost less for each person than an individual plan. You also have access to additional information if you need it without paying every month.
Keep your old phone
Mobile phones that are sold through cellular providers are often "locked" to that provider ̵
Quick tips to save on your mobile phone subscription
- Be prepared to change providers for a more competitive subscription
- Find a flexible subscription that allows you to scroll through additional data or can do more add  Consider a pay-as-you-go plan
- Share your plan to reduce costs
- Avoid paying for extras that you do not need, such as parental control  Ask someone you trust to view the contract and help you think about the decision
Mobile phone plans are not suitable for everyone. These tips can help you find a plan that meets your needs and budget.
Christy Matte is a Boston-based writer and contributor for Xfinity Mobile. She has covered technology for the past ten years and has been in love with it all her life. Christy has two children who are obsessed with Minecraft, a husband of a software engineer, a crazy cat who thinks she is a dog, and a hedgehog that she hardly tolerates.