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Home / Tips and Tricks / Congress is looking at $ 600 second stimulus check. Can you get your payment first or last?

Congress is looking at $ 600 second stimulus check. Can you get your payment first or last?


Will you be first in line for a stimulus check, or last?

Angela Lang / CNET

Washington lawmakers are getting closer to a deal that one second stimulus control. This is a radical turnaround from last weekend, when a second incentive check for $ 1,200, $ 600, or any amount seemed to be off the table. As Friday draws to a close, key negotiators continue to put pressure on the details of a $ 900 billion bipartisan stimulus package. But even if a direct payment is approved this weekend, the IRS cannot send every second check instantly. There are even some people who, even eight months later, still have not received their full allocation for the first payment.

We’ll tell you what you need to know about how long to wait for your in person second stimulus control. But first, just to make sure we’re all on the same page, the latest discussion suggests that another direct payment could come in at $ 600, which is half of the upper limit of $ 1,200 that each eligible adult was qualified to receive on the first check.

The situation is complicated and far from definitive. Sen. Josh Hawley, a Republican, even tried to vote again on Friday for an instant payment of $ 1,200 (PDF). There is already talk of it another stimulus package in 2021 to pick up what one smaller bill in 2020 would lag. In the meantime you can read what we know the content of the latest stimulus package here.

Whenever another payment is authorized – and it is rumored that it could be this weekend – you want to know where you queue to receive it. This story has been updated with new information.

read more: Would you like a third stimulus check? January’s new convention could be key

First in line: People who filed a direct deposit with the IRS

People who already have them direct deposit information registered with the IRS, or who quickly provides that information when and if the IRS registration opens it again, should be first in line to receive a stimulus check. Sending money electronically is faster and more efficient than sending a check, so this group got their first payment much faster.

For the first stimulus check, the IRS took 19 days to build their online tool. On April 15, it sent the first batch of stimulus checks, and in the first week, it sent about $ 80 million payments to eligible recipients by direct deposit. People were encouraged to sign up for direct deposit through May 13 to receive their checks faster than by mail. Some have been there holdups with the tool or with their personal situations, but overall this was the fastest method.

Here are ways you can help speed up the delivery of your next checkincluding what we now know sign up for direct deposit.

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Following stimulus checks: what to expect


People who receive social security benefits

On the first incentive payment, many people who received Social Security benefits who also had direct deposit information registered with the federal government received checks in the first week, but not always on the first day.

The IRS had a separate information section for people that receive SSDI and SSI. Normally, people in these groups receive their federal benefits through a Direct Express card, although people in this group received their incentive payment through a non-Direct Express bank or paper check.

Those who receive paper incentive vouchers

With the first batch of payments, the IRS began sending checks about a week after people with direct deposit information entered our records. According to a June report by the Government Accountability Office, the U.S. Treasury can process between 5 million and 7 million paper incentive checks per week, in addition to checks for other federal programs.

The IRS and the Treasury Department said they began sending checks to people with an adjusted gross income, or AGI, is less than $ 20,000, and then moving to people whose AGIs are getting bigger and bigger.

The IRS has said it has sent a total of 160 million economic impact payments, meaning it took months to distribute paper checks to each eligible recipient. In fact, the IRS is finishing its distribution this month. Anyone who has not received a full or partial payment will early 2021 during the tax season.


When you get your incentive money it may depend on who you are.

Sarah Tew / CNET

People who will receive EIP cards

Debit cards with economic impact are prepaid Visa cards that the IRS mailed to about 4 million people as of mid-May. If the IRS follows the same order of payment priority, this group may start to see their payment within a month of the first direct deposits made.

As with paper checks, the IRS could process 5 to 7 million EIP cards per week. Payments arrived in unmarked envelopes, making them difficult for the recipient to identify, but also reducing the risk of postal fraud theft.

People with more complicated situations

This category includes people who received a check, or who have not yet received their full incentive payment, after June didn’t know they had to go the extra mile.

Direct payments will be finalized at the end of December. This is what could be there withhold the delivery of the stimulus check for some people and how to contact the IRS to report a missing, lost, or stolen check. You may be eligible to claim a catch-up allowance from the IRS, called a Recovery Rebate Credit, in tax season 2021.


Understanding your stimuli priority group can help you determine your expectations about the next check.

Angela Lang / CNET

Is there anything I can do if I still don’t have my full stimulus check amount?

It’s not always clear how much money the IRS owes you in the event of an error. We recommend starting with our stimulus check calculator and this introduction how the IRS gives your total sum in tabular form. If the numbers seem lower than they should be, you may want to investigate further.

See if any of these situations might apply to you: Are you missing the $ 500 allotted for your dependent children, or you pay or receive child support? Are you a taxpayer non-applicant who may be due a stimulus check (including older adults and people who Receive SSI or SSDI)?

If you have a US citizen abroad or resident in US territory and did not receive a check as expected, you may also need to read the rules. And a new court ruling has made it possible for millions people who are locked up to get a check even after the IRS changed its interpretation to exclude this group.

Depending on which group you’re in, we’ve also mapped out some speculative dates how soon you could possibly get your next stimulus check.

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