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Home / Tips and Tricks / Congress is looking at a second $ 600 incentive check. Would your pay group be the first or the last?

Congress is looking at a second $ 600 incentive check. Would your pay group be the first or the last?


Will you be first in line for a stimulus check, or last?

Angela Lang / CNET

A deal with one second stimulus control is getting closer as negotiators in Washington continue hammer out the details for a new stimulus package. Even if a payment is approved, the IRS and the Treasury cannot send the second stimulus checks all at once. In fact, there are still some people who are even eight months later waiting for their first stimulus check.

We will tell you everything we know about how long to wait for you in person second stimulus control. But first, just to make sure we’re all on the same page, the last discussion suggests that a second direct payment could come in at $ 600, which is half the upper limit of $ 1,200 that each eligible adult was qualified to receive on the first check.

The situation is complicated and far from definitive. Sen. Josh Hawley, a Republican, is even planning to file a petition Friday for an immediate payment of $ 1,200, he tweeted. There is already talk of it another stimulus package in 2021 to pick up what one smaller bill in 2020 would lag. In the meantime, you can read what we know the content of the latest stimulus package here.

Whenever another payment is authorized – and it is rumored that it could be this weekend – you want to know where you stand in line to receive it. This story has been updated with new information.

read more: Would you like a third stimulus check? January’s new convention could be key

First in line: People who filed a direct deposit with the IRS

People who already have them direct deposit information registered with the IRS, or who quickly provides that information when and if the IRS registration opens it again, must be first in line to receive a stimulus check. Sending money electronically is faster and more efficient than sending a check, so this group got their first payment much faster.

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Following stimulus checks: what to expect


For the first stimulus check, it took the IRS 19 days to build their online tool. On April 15, it sent the first batch of stimulus checks, and in the first week, it sent about $ 80 million payments to eligible recipients by direct deposit. People were encouraged to continue to register for direct deposit until May 13 to receive their checks faster than by mail. Some have been there holdups with the tool or with their personal situations, but overall this was the fastest method.

Here are ways you can help speed up the delivery of your next check, including what we know now sign up for direct deposit.

Those who receive Social Security benefits

On the first incentive payment, many people who received Social Security benefits who also had direct deposit information registered with the federal government received checks in the first week, although not always the first day.

The IRS had a separate information section for people that receive SSDI and SSI. Normally, people in these groups receive their federal benefits through a Direct Express card, although people in this group received their incentive payment through a non-Direct Express bank or a paper check.

People receive paper incentive checks

With the first batch of payments, the IRS began sending out checks about a week after people with direct deposit information entered our files. According to a June report by the Government Accountability Office, the U.S. Treasury can process between 5 million and 7 million paper incentive checks per week, in addition to checks for other federal programs.

The IRS and the Treasury Department said they began sending checks to people with adjusted gross income, or AGI, is less than $ 20,000, and then moving to people whose AGIs are getting bigger.

The IRS has said it sent a total of 160 million economic impact payments, which means it took months to distribute paper checks to each eligible recipient. In fact, the IRS is finalizing distribution this month. Anyone who has not received a full or partial payment will can claim them in early 2021 during the tax season.


When you get your incentive money it may depend on who you are.

Sarah Tew / CNET

Recipients of EIP cards

Economic impact of payment cards are prepaid Visa cards that the IRS has emailed to about 4 million people as of mid-May. If the IRS follows the same order of payment priority, this group may start to see their payment within a month of the first direct deposits made.

As with paper checks, the IRS could process 5 to 7 million EIP cards per week. Payments arrived in unmarked envelopes, making it difficult for the recipient to identify, but also less likely to be stolen by postal fraud.

People with more complex situations

This category includes people who received a check after June, not yet received their full incentive payment, or who didn’t know they had to go the extra mile.

Direct payments will be finalized at the end of December. Here’s what could be there withhold the delivery of the stimulus check for some people and how to contact the IRS to report a missing, lost, or stolen check. You may be eligible to claim a catch-up allowance from the IRS, called a Recovery Rebate Credit, in tax season 2021.


Understanding your incentive priority group can help you determine your expectations about the next audit.

Angela Lang / CNET

What if I still haven’t received my full stimulus check amount?

It’s not always clear how much money the IRS owes you in the event of an error. We recommend starting with our stimulus check calculator and this introduction how the IRS gives your total sum in tabular form. If the numbers seem lower than they should be, you may want to investigate further.

See if any of these situations might apply to you: Are you missing out on $ 500 allotted for your dependent children, or you pay or receive child support? Are you a taxpayer non-applicant who may be due a stimulus check (including older adults and people who Receive SSI or SSDI)?

If you have a US citizen abroad or resident in US territory and did not receive a check as expected, you may also need to read the rules. And a new court order has made it possible for millions people who are locked up to get a check even after the IRS changed its interpretation to exclude this group.

Depending on which group you’re in, we’ve also mapped out some speculative dates how soon you could possibly get your next stimulus check.

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