Researchers have discovered that the Equifax data breach was preventable.
Sensitive information about 1
If your systems are not patched on time, you increase the risk of being attacked.
Half of all attacks are aimed at small businesses.
How to check if you are vulnerable to security & # 39; s:
Although the software that was vulnerable at Equifax is not something used on PC & # 39; s, it indicates that systems can remain uncontrolled – even with software that I am not at the core of the operating system – can give an attacker access to your system without your knowledge. A security scan of your systems can help determine your vulnerabilities. Make sure that all your software patches are up-to-date. This includes things like Windows / Mac OS, Microsoft Office, Adobe, Java / Oracle, Google Chrome, Firefox and operating systems. Don't forget to keep all your technology up-to-date, including your phones and their apps. Always use a third-party security solution to protect your network / systems. Each of these has a way for users to ensure that they stay up to date. Many will keep themselves informed, others will nag you about updating. Taking the time to listen to those warnings, instead of ignoring them, will keep you protected. And always use third-party antivirus software (not what comes with your computer) that can prevent malicious software from ending up on your computer
However, the more obscure applications and devices such as Routers, Printers and other network devices and "things" will fully self- do not update. There is also a point where manufacturers stop releasing updates or patches, so be careful not to be safe just because there are no updates. We tell our customers that they should never let their hardware or software get less than three versions or years of the current release.
We help our customers proactively manage their IT security. If you are not yet part of our Guardian Managed Service Plan, contact me today for a modified review to find out how & # 39; you are at risk & # 39; and what you can do to protect your business.
My information was on the list of what may have been released. What now? What do we recommend?
Remember: this information will be there for years. In addition to opening new credit in your name, criminals can file false tax returns and get emergency medical services that you leave with the bill. Depending on your bank, the bank can call your bank and impersonate you to transfer data from your accounts. None of these steps below cannot stop these things, so you must remain vigilant. Check your statements monthly. Balance your checkbook. Call your bank and only do the information that has leaked (full name, social address, telephone, address, driver's license, date of birth.
Your first thought might be to sign up for credit monitoring, in particular the free Equifax offering You may want to reconsider: First, the original text in the signed agreement, which has now been removed, waived your right to take part in a future court case against Equifax So this is at least the intention of Equifax. Secondly, it is only for a year, and this information will be there forever, so a year won't cut it. Protection company is a subsidiary of Equifax, and the existence Of this company in the future is at stake after this debacle and the potential criminal acts of its executives.Fourthly, every credit check costs you between $ 5 and $ 25 / month. The alternative?
You should do this anyway. However, consumer reports recommends not dealing with expensive credit monitoring and simply retrieving a credit report from each agency once a year. You can draw one report per year for free. So instead of going to annualcreditreport.com and getting all three of them at the same time, you can spread them so that you receive a report every quarter. Now they don't make it easy to find them because they want you to sign up for credit monitoring or use the all-in-one report, so we've linked them below.
https://www.transunion. com / annual credit report
If you ever find anything suspicious with your credit, you can post a fraud Report about your credit. Again, free, but it's temporary – only 90 days before the first notification. The great thing is that you only have to register at one of the agencies and everyone is informed. Link below.
If you are really concerned about the only way  Transunion https://www.transunion.com/product/trueidentity-free-identity-protection Free basic monitoring / reporting / locking, no card required. Easy to lock / unlock.
Experian https://www.experian.com/ncaconline/freeze Save your PIN code. You cannot unlock without this.
Equifax https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp Click on "View PDF" and save your PIN code. You cannot unlock without this.
Innovis https://www.innovis.com/personal/securityFreeze You will receive a confirmation letter. Keep it.
Make sure you have your previous address and knowledge of payments to your larger accounts such as Auto and Home Loans. This is because these sites confirm your identity by asking you to verify the range where your last payment fell. P.S. Share this message with your friends at other companies. We could perhaps save them from being a victim.