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Home / Tips and Tricks / How can I find my $ 1,400 stimulus check? Track the third payment with a free IRS tool

How can I find my $ 1,400 stimulus check? Track the third payment with a free IRS tool


There is more than one reason to use the IRS online tracker tool to get details about your stimulus check.

Sarah Tew / CNET

With 127 million people already doing their third stimulus controls (or have them on the way), we understand that if you start to feel anxious if yours hasn’t arrived. But that could mean that there is a delay in the delivery of your $ 1,400 paymentThe U.S. Treasury and the IRS may not have processed the payment and have it as paper check or EIP cardAnd how will you get your payment if you do receive social security benefits such as SSI and SSDI(Hint: there is more than one way.)

You can use the helpful IRS portal which can see if your check has been processed and scheduled for delivery, as well as the payment form it is sent in. The tool is also useful for marking a problems you need to resolve with the IRS or your bank

However, the tool is limited in what it can tell you, including how often it updates information, how much money you can expect to receive and when you get a check to arrive at the doorWe explain everything about how to track your check. While you’re here, this is the last conversation about a possible one fourth stimulus controlAnd if you have kids, brush ours Frequently asked questions about payment of a child discountThis story was recently updated.

What does the IRS Get My Payment tool say about the status of my check?

The IRS tracking tool called Get My Payment is designed to share the status of your third stimulus check, which has been approved as part of President Joe Biden’s $ 1.9 trillion relief packageTo get the status of your third check, enter your social security number, date of birth, address and zip code. The tool will then display a message with information about your payment.

You can see:

  • Whether your money has been sent or is scheduled to be sent.
  • The payment method (direct deposit or in the mail
  • The date your incentive money was spent.
  • If it still can’t determine your status, learn more about error messages below.

What information does the Get My Payment tool not share?

The IRS doesn’t want you to call if you have payment problemsThe agency says its representatives have no information other than what is displayed in the tool. Here’s what we recommended to address a stimulus problem

Can I add my bank account information for direct deposit?

The IRS has stopped sending direct deposits March 24, but even before that, you couldn’t use the Get My Payment tool to sign up for a new account or correct details about your payment. Even if the IRS can’t deliver your payment to a bank account and the money is returned to the government, you can’t correct the details online – the IRS says it will post the money again.

That’s a departure from the first stimulus check, when the IRS encouraged people to register with this tool.

With the IRS is officially extending the 2020 tax filing deadline to May 17 and slowing down the processing of tax returns, in an effort register for a new direct deposit account with your 2020 tax return you won’t get into the system fast enough, especially now that the IRS and Treasury have started sending out paper stimulus checksHowever, if you haven’t filed your taxes yet, signing up for a new direct deposit account can still get you tax refunds faster, and it can also help you get other benefits faster, such as a future child discount

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What does ‘Payment status not available’ mean?

Don’t be alarmed if the Get My Payment tool gives you a message saying “Payment status not available.” According to the IRS, you can see this message until your payment has cleared. So you may not have to do anything.

But it could also mean that you are not eligible for a payment, according to the IRS. So you may want to double check your eligibility and connect your numbers our stimulus check calculator to see if you owe money.

I got a message saying ‘More information needed’. What does that mean?

According to the IRS ‘2021 Payment FAQ, a “More Information Needed” message in the Get My Payment tool means that your payment was returned because the US Postal Service was unable to deliver it.

The FAQs state that you can have your payment redone as a direct deposit by providing a routing and account number for a bank account, a prepaid debit card (the card must be reloadable, the IRS said), or a financial services account that has a routing and account number associated with it. The updated FAQ said you can too update your postal address to receive your payment.


The IRS and the US Treasury are sending the third round of stimulus payments.

Sarah Tew / CNET

The tracker tool says I have my check, but I don’t have it. What now?

If the IRS online tool says the agency spent your incentive money, but you don’t have it in your bank account and it never arrived in your mailbox, one of these steps may need to be performed, including possible submitting a payment process for a stimulus checkYou have to leave the letter the IRS sent youIt can take up to 15 days for the letter to arrive by post.

How can I track my check if it comes in the mail?

If your third stimulus check is by mail, the US Postal Service has a free app that will let you know when it’s about to deliver your stimulus money from the IRS. Called Informed Delivery, the email tracking service automatically scans your letters and alerts you when they will be delivered. Here’s more about it how to set up and use the USPS letter tracking service to keep an eye on your payment.


If your money is somehow stuck, the IRS Get My Payment tracking tool will indicate a problem.

Sarah Tew / CNET

It’s important to keep the IRS letter confirming delivery of your stimulus check, just in case

If the IRS issues you a stimulus check, it will send a notice by mail to your last known address within 15 days of making the payment to confirm delivery. The letter includes information about when and how the payment was made, and how to report it to the IRS if you haven’t received all of the money you’re entitled to. You should refer to this information if you have not receive your full payment and have to claim your money laterHere’s how Recover the information if you lost or trashed the letter

What if I am still missing money from the first or second round of incentive payments?

The IRS no longer automatically sends the first and second payments approved in 2020. If you think you still owe money from any of these rounds of payment, your best bet to claim that money is to apply for the Credit for chargeback discount as part of fiscal season 2020

If you qualify, you need to know how much money the IRS has allocated to you, which you can do find out online or from the letter the agency has emailedThe IRS said the updated Get My Payment tracker will not give you information about the first and second checks. Instead, you must set up and check your IRS account for information on those two payments

For more details on stimulus controls, here everything you need to know about the third checkHere’s the in every way The incentive law of March 2021 can benefit you And here’s what we know so far about whether a fourth stimulus check could take place

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