Google Pay is the company’s one-stop shop for everything related to your finances. It is a very powerful service if you use all the features. A handy feature is the ability to add your bank or credit card to track expenses.
The finance function is similar in concept to services such as Mint and Simplifi. You link Google Pay to your bank account or a credit card, and the service tracks your expenses and provides insight. If you̵
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Make sure you have the correct Google Pay app for iPhone or Android installed to get started. This feature does not work with the ‘old’ Google Pay app that was replaced at the end of 2020.
Open the Google Pay app on your iPhone or Android device and go to the ‘Insights’ tab. If this is your first time using Google Pay, you will be prompted to sign in to your Google account first.
Then tap the “Add an account” button.
The next screen explains that Google uses a service called ‘Plaid’ to link your bank or credit card account. Tap “Accept and Sign Up” to continue.
Plaid will now ask you to agree to the privacy policy before proceeding. Tap “Continue” if you agree.
Use the search box at the top of the screen to find your bank or credit card company. Select it from the list.
You will be taken to a login page where you can enter your login information to link the account.
The sign-up process may differ depending on your specific bank or credit card account. Follow the steps until you are fully connected and the account has been added.
Once the account is linked to Google Pay, the details will appear in the ‘You Got’ and ‘You Spent’ sections. This gives you a quick overview of your monetary situation.
Scroll down on the ‘Insights’ tab to see a list of ‘Recent activity’. Tap “All Transactions” to see the full list.
At the top of the “Insights” tab there is a “See more” button. Here you can let Google search for receipts in your Gmail and Google Photos accounts.
The top blue area shows you more information about your recent expenses, links you to charts and more. If they aren’t filled right away, Google Pay hasn’t had enough time to track your spending habits.

Google Pay now tracks your expenses and helps you track your habits.