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How to use your phone to pay for gas

Pay for gas with a smartphone
Down Andrei / Shutterstock

Thanks to smartphones, it is no longer necessary to put your credit card in a dingy machine to pay for gas. There are a number of different ways you can pay with your phone. We̵

7;ll show you how.

The two different methods are physically tapping the pump with your phone or paying via an app. With tap-to-pay, your phone essentially becomes your credit card and you simply tap the contactless reader with it. The latter means that you pay from an app from the comfort of your car.


NFC is a feature on many smartphones that allows devices to communicate over a short distance. With mobile payments, NFC is used to send payment information securely. Your phone replaces your credit card.

If you want to use tap-to-pay at gas pumps, there are a number of logos to look out for. The top logo in the image below is for the universal “Contactless Payment” systems. This applies to smartphones and smartwatches with mobile payment options, as well as some credit cards and other devices.

The bottom two logos in the image above are more specific to smartphone platforms: Google Pay (Android) and Apple Pay (iPhone and Apple Watch). However, these both work if you also see the universal Contactless Payment logo.

iPhones and Apple Watches can make mobile payments with Apple Pay. The installation process simply involves adding your preferred credit card to the app. From there, you can tap the gas pump with your Apple device to make a payment.

RELATED: Set up and use Apple Pay on an iPhone

Android devices have a few more options. The first choice is Google Pay, which is available for all Android devices with an NFC chip installed. There are also mobile payment apps from manufacturers such as Samsung Pay, but these are limited to devices from that specific company.

RELATED: What is Google Pay and what can you do with it?

Google Pay is also available for iPhones, but mobile payments only work with Android devices. As with Apple Pay, the process involves simply adding a credit card to your account and then tapping the gas pump with your phone.

Mobile apps

Pay for gas from a smartphone
Margarita Young / Shutterstock

Tapping a gas pump with your phone to pay sounds pretty futuristic, but there is actually an even newer method available at many gas stations. Rather than physically tapping your phone on the reader, you can complete the entire checkout process in your car.

Many gas stations now have apps that allow you to select your gas pump number and choose a payment method without getting out of your car. The only physical interaction you should have with the pump is choosing a fuel grade and placing the nozzle in your vehicle.

RELATED: How to Pay for Gas Without Leaving Your Car

We mentioned Google Pay for tap-to-pay, but it can be used for this method too. The Google Pay app gathers a number of gas station chains that support the feature. The whole process can be done through the Google Pay app.

gas station apps
BP, Chevron, Exxon Mobile, Shell

If you don’t want to use Google Pay, you have the option to download an app from the gas station chain. Many of the popular US gas chains have their own apps for this function.

With these methods in mind, you no longer need to get your wallet or purse at the gas station. Of course, not every gas station supports these standards yet, but the number is growing every day.

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