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IRS Direct Deposit Deadline: How to Set It Before Closing May 13


To check your 2020 stimulus as soon as possible, you must make a direct deposit to the IRS.

Angela Lang / CNET

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If you do not submit your bank details online to the IRS before noon. ET / 9:00 am PT on May 13, your payment for economic impact 2020 will arrive by mail, the service said. While that's not the end of the world (you'll see why below), direct deposit is expected to make you money faster than the US Postal Service. In addition, an electronic transfer ensures that you do not have to upload the payment to your account with your banking app or make a trip to the bank.

In theory, setting up a direct deposit with the IRS 'Get My Payment tool is easy. You can also use to keep track of your IRS stimulus money . In reality, it helps to know a few things first. We'll tell you what personal information you need to make the installation smoother and explain what happens if you get an error. However, some people have trouble tracking their payments and signing up for direct deposit .

If you receive your check by mail, the US Postal Service may notify you when it is on its way. The IRS plans to deliver the remaining payments through June. Meanwhile, this is what we know so far about a possible second round of economic stimulus payments .

How to Set Up Direct Deposit for Your Stimulus Control

To get started with the Get My Payment portal, you may need your 2019 tax return if you filed it, as well as your 2018 tax return. the big question on IRS.gov, you may have to wait until it's your turn to access the tool. See the next section if you get an error. And the IRS said there will be a Spanish-language version of Get My Payment within a few weeks.

1. Go to the IRS 'Get My Payment page and tap the blue Get My Payment button to set up a direct deposit for your payment with economic impact.

2. On the next Authorized Use page, tap OK .

3. On the Get my payment page, enter your social security number (SSN) or individual tax ID (ITIN), your date of birth, your address, and your zip code or zip code.

If the IRS has your direct deposit details, you will see a page with the status of your payment. If not and you are eligible for a check, you can enter your bank account routing number and account number (scroll down to find these numbers) so that the government can send your check to your bank account.

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What happens if I get an error or if the IRS doesn't tell me my payment status?

If the screen flashes "status unknown", "try again later" or some other message whose meaning is unclear, here is a list of possible explanations to help you find your specific situation to unload. The IRS is reportedly aware of the problems, according to The Washington Post. CNET has also contacted the IRS for more information.

What does the IRS need from me to make a direct deposit?

You want to have your bank account routing and account numbers handy. You can find these bank details in various ways.

Bank website: Your bank's website may contain your routing and account numbers. For example, for Bank of America, log in to your account, select the account you want to use, then tap the Information & Services tab to see the numbers you need.

Bank App: If your bank has an app, it can show your account and routing numbers. For example, in the Bank of America's BofA app, tap the account you want to use, then scroll to the bottom of the app window to see your clearly labeled account and routing numbers.

Printed Check: At the bottom of your check, you will most likely see three sets of numbers: The first set of nine numbers is your routing number. The second set of 8 to 12 digits is your account number. The third set – which you don't use to make a direct deposit – is the check number.

When will my check go out?

Millions of US residents who set up direct deposit with the IRS have already received their promotional checks. And those who set up direct deposits through the Get My Payment portal will receive their checks within days, the IRS said. You can have the government transfer the money to other payment services, such as the Cash app or a PayPal account. The IRS said the last waves of checks by mail will arrive through the end of May and June.

While waiting for your check to arrive, here's how to avoid getting scammed . And after you receive it, here are some ideas for how to spend your stimulus control . If you are still having trouble receiving the check, see on how to get financial help to pay your bills here .

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