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IRS will send $ 600 stimulus checks for another week. Here’s when yours will arrive


For many, receiving a second stimulus check before January 15 will be a race against time.

Sarah Tew / CNET

When the clock started on Dec. 29, the IRS and the Treasury Department had less than three weeks to all Incentive Payments of $ 600 they could be before those who are qualify for the second check for $ 600 they should claim money when they file their taxes last year.

Congress set January 15 as the cut-off date for when the Treasury and the IRS should stop paying direct deposit, paper checks and EIP cards. (If you want to get an idea of ​​what to expect, try our stimulus check calculator to estimate your total.) With about a week and a half left in the schedule, when would you like your second stimulus check to arrive, and what happens if you don’t get your money before closing in mid-January? To begin with, you can follow your stimulus check here.

We will also explain more about the IRS deadline, direct deposit, how follow a paper stimulus check or EIP card to your mailbox and what happens if you change your second stimulus control shortly after January 15. While you’re here, you can learn more about the IRS formula for your stimulus total, and a possible third stimulus check. This story was recently updated.

Will the second stimulus payments really end after January 15?

The new $ 900 billion in stimulus legislation sets January 15 as the cut-off date for sending incentive payments. If you don’t have your full second stimulus check money by then, you must claim all or part of the missing amount when you file your federal tax return in this year as a Refund discount. You can also claim any money the IRS still owes you from the first round of checks as credit.

People who receive their incentive payment by direct deposit are less likely to be affected. But if there is any problem or delay using one of the three payment methods, this means waiting to make a claim – and taking the extra step to do so.

Tying delivery of a second stimulus check Tax returns for 2020 will almost certainly delay payment for many people, as a big difference in circumstances will result in some filing taxes as early as January and others not filing taxes until April 15, or even later if they have to file for deferment. It is also unclear how quickly the IRS would process payments as a Recovery Rebate Credit.

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Second stimulus checks: everything you need to know


Direct deposits will continue this week

The IRS sends the former direct deposits on Dec. 29 and said payments will continue this week. Direct deposits into your bank account can be marked as “pending” or “tentative,” according to the IRS until January 4.

While Eligible Persons You don’t have to do anything to receive the second payment – provided the IRS already has your bank or mailing information on file – you also can’t have much influence on receiving a direct deposit via check mailed. For example, you can’t register a new direct deposit account with the IRS or correct bank information on your file if you’ve closed an account. If the IRS can’t make your payment, then you need to claim your taxes.

EIP cards and paper incentive checks are sent. Will some miss the deadline?

If the IRS does not have your current direct deposit information on file, payment will be sent as a check or EIP debit card in the post – they started going out on December 30th. It’s not clear whether the IRS has time to process all tens of millions of payments by Jan. 15. The IRS was able to process between 5 and 7 million a week with the first stimulus check, according to a June government report.

Some payments may not meet the January 15 deadline. Here’s how you can track your status with the IRS and follow your second stimulus check to your mailbox, free of charge, to set your expectations and avoid accidentally throwing it away.


How you get your second stimulus check can also affect how quickly your payment comes in.

Sarah Tew / CNET

Sorry, what is an EIP debit card again?

The IRS said to speed up payment delivery, it will send some payments using one Economic impact Payment prepaid debit card and notes that some people who last received a paper check may receive a debit card this time, and some people who last received a debit card may receive a paper check.

The IRS warns that those who qualify but do not receive a direct deposit should do so Check out their post for a check or EIP debit card. The debit cards will arrive in a white envelope with the seal of the United States Treasury Department, the IRS said.

Two ways to track your next stimulus check

The IRS has reopened it online Get My Payment tracking tool with information about the second payment round. With the free to use portal, those who qualify for a check can see the status of both the first and second payment. The website is available in English and Spanish. In addition, you can also create a free tool from the USPS to track the movements of your check to your mailbox.

What is the longest wait to receive your new payment?

People who use their second stimulus check in the mail – either as a paper check or a prepaid debit card – must look for a payment anytime from now until January 15th. According to the Treasury, 22% of payments as of last summer were made by paper checks and another 3% by prepaid debit cards.

You will have to after January 15th claim all the money the IRS owes you with your 2021 tax return. This can further delay your stimulus control, as the timing depends on:

  • When filing your taxes for 2020, the deadline can be April 15, unless you are applying for an extension.
  • How long it takes for the IRS to process your tax return, which may include your second incentive check.
  • If there are any complications in your particular scenario that could further delay your check.

We keep an eye on the situation, which is constantly evolving. Here’s how now calculate your estimated total for up to $ 600 per person.

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