Hold the phone!
Telephone scams still remain the greatest threat to consumers. The Federal Trade Commission (FTC) reported that by 2018 69% of all scams reported were telephone scams. Once a scammer talks to you on the phone, they will try to fraudulently take your money with tough sales talks, empty promises, and fake threats – live or automated.
Ring "scam. Here, the purpose of the scammer is not to have you answer the call after the first ring, but rather to call you back. Your phone rings once and ends. You think you missed the call, so call back. You can get a real person or possibly a recording. While you wait to find out who is on the other side, the high interconnection costs, similar to calling a 900 number, are rising and you collect high telephone bills while you wait. The phone number on number recognition seems to be a call in the country, but many of the calls are traded abroad from areas that also start with a 3-digit code making it look like it's a call in the US. Some of these scammers may also use additional spoofing techniques to make it even more difficult to see that it is a scam call.
Every minute you are on the phone with the caller, the more money you lose and most likely will not return. Often these calls occur in the middle of the night when potential victims are more vulnerable because they do not know why they were woken up and assume that there must be some sort of emergency. Below are tips you should know about avoiding the latest & # 39; One Ring & # 39; phone schedule and other phone fraud currently in circulation:
Answer unknown numbers. If you do not recognize the telephone number or have the caller in your contacts, do not pick up the telephone. If a caller who recognizes you no more than once but leaves no message, the caller blocks. These calls usually try to make you agree to something that inevitably costs you money. It is also recommended to prevent you from answering the phone with an unrecognized number in the middle of the night when you are less likely to get into trouble. The caller counts on you not to be fully awake and more likely to end up in a fraudulent trap. If you accidentally pick up the phone and it is a robocall, hang up immediately. Robocalls are illegal if the company you call has not done business with you in the last month.
Use reverse lookup apps. Reverse phone search apps help you identify phone numbers, names associated with the number, and sometimes addresses. So the next time you miss a call and are not familiar with the phone number, instead of calling back the number, you must first look up a reverse phone. There is a free landline reverse lookup at Zabasearch, or you can just enter the phone number in Google and see what pops up.
Do not follow pre-recorded messages. If a pre-recorded message is displayed after answering a call asking you to "Press 1
Do not provide personal or financial information. If a caller asks you for personal or financial information (such as social security number or credit card information) or asks you to confirm a number that he already has, you will be cheated by a fraudster. Many scammers ask people to transfer money. This should be a red light that lights you up and it is impossible to reverse cash when using fixed money. If a seller continues to insist on bank transfer for making payments, do not trade unless you are sure of the authenticity of the deal.
Add your telephone number to the register & # 39; Do not call & # 39; Unfortunately, scammers are always one step ahead of everyone, making it almost impossible to completely stop fraudulent calls. However, it makes them easier to find because most legitimate telemarketers do not call you when you are in the register, register here.
Blocking incoming numbers on your mobile phone. With most cell phone providers you can block an incoming number to your cell phone. After the call comes in, follow the instructions from your provider to block the number to call you again.
Set "Reject Anonymous Call". Call your telephone provider to see if this option is available for your landline. This allows you to exclude calls from callers who have blocked their caller ID information – a telemarketer tactic.
Use an app to block calls or a device to screen calls. A call blocking app, such as Truecaller or PrivacyStar, helps you screen calls and remove spam and scams. Ask your telephone service provider if they also offer blocking tools.
Sign up for Nomorobo. Nomorobo uses a "simultaneous ringing" service that detects and blocks robocalls on a blacklist of known offender numbers. Just like the Do Not Call register, it is not infallible, but adds a protection layer. It is free for fixed and mobile subscriptions.
Avoid the word & # 39; Yes & # 39; if you answer the phone. A lot of robo scams start with the caller saying "Can you hear me." If you say "Yes", they record your response and use it to claim that you have agreed to a monthly service or subscription.
Check Phone Bills for Unidentifiable Costs. Always check your telephone bill and carefully check for suspicious numbers. Report doubtful numbers to your telephone company and the FTC.
Limit the sharing of your telephone number. Think of your telephone number in the same way as your social security number and limit how often and to whom you provide it.
Report suspected telephone scams. If you come across an alleged telephone scam or an insulting telemarketer, file a complaint with the FTC online or at 877-382-4357. It is also useful to inform your consumer protection office.
Although there is really no time of the year that you are safe for robo and spam calls, they tend to rise during tax time, election season, during the festive season, travel seasons, as well as when hurricanes and other weather disasters strike. Be vigilant and aware. This scam is constantly changing, so it is important to stay informed to protect yourself.
Justin Lavelle is Chief Communications Officer for Been Verified and a leading expert in telephone scams. BeenVerified is a top source for reverse telephony technology, so you can quickly check who is linked to the phone number calling and prevent scam artists from calling.