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Second stimulus check: who will get it first when it finally comes? Who is last in line?


Will you be first in line for a stimulus check, or last?

Angela Lang / CNET

If you are wondering why your friends or family members their first stimulus control days, weeks or even months after you, there is an answer. The IRS categories fell into five different payment groups that staggered when the checks were delivered. In some cases, a group may receive their checks at about the same time because of the way they received their checks payment of up to $ 1,200. In other cases, they may have had to wait because of a snag with their qualifications.

It is not clear if the IRS deliberately divided people along these “priority” lines, or if the events just turned out that way. Either way, the payment group you are in can determine whether or not your second stimulus check, when and if it comes, it will arrive before everyone’s, or after it.

The main question hovering over all of this is when a second stimulus check can be approved all the way. Congress’s quest continues, with an official unveiling of a group of two-party senators two separate accounts worth $ 980 billion, but no second check. Some leaders are argue for another direct payment in this billhowever, while others have hinted it could will arrive in early 2021 instead. The White House and lawmakers from both parties all support a different direct payment.

While we watch and wait, we’ll help you understand how the different payment groups apply to you. This story is often updated with new information.

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People who have made a direct deposit with the IRS

People who already have them direct deposit information registered with the IRS, or who quickly provides that information when and if the IRS registration opens it again, should be first in line to receive a stimulus check. Sending money electronically is faster and more efficient than sending a check, so this group got their first payment much faster.

For the first stimulus check, the iRS took 19 days to build their online tool. On April 15, it sent the first batch of stimulus checks, and in the first week, it sent about $ 80 million payments to eligible recipients by direct deposit. People were encouraged to continue to register for direct deposit until May 13 to receive their checks faster than by mail. Some have been there holdups with the tool or with their personal situations, but overall this was the fastest method.

Here are ways you can help speed up the delivery of your next checkincluding what we now know sign up for direct deposit.

Beneficiaries of social security

On the first incentive payment, many people who received Social Security benefits who also had direct deposit information registered with the federal government received checks in the first week, but not always on the first day.

The IRS had a separate information section for people that receive SSDI and SSI. Normally, people in these groups receive their federal benefits through a Direct Express card, although people in this group received their incentive payment through a non-Direct Express bank or paper check.

People who get paper checks

With the first batch of payments, the IRS began sending checks about a week after people with direct deposit information entered our records. According to a June report by the Government Accountability Office, the U.S. Treasury can process between 5 million and 7 million paper incentive checks per week, in addition to checks for other federal programs.

The IRS and the Treasury Department said they began sending checks to people with an adjusted gross income, or AGI, is less than $ 20,000, and then moving to people whose AGIs are getting bigger and bigger.

The IRS has said it has sent a total of 160 million economic impact payments, meaning it took months to distribute paper checks to each eligible recipient. In fact, the iRS is completing distribution this month. Anyone who has not received a full or partial payment will early 2021 during the tax season.


When you get your incentive money it may depend on who you are.

Sarah Tew / CNET

EIP card receivers

Debit cards with economic impact are prepaid Visa cards that the IRS mailed to about 4 million people as of mid-May. If the IRS follows the same order of payment priority, this group may start to see their payment within a month of the first direct deposits made.

As with paper checks, the IRS could process 5 to 7 million EIP cards per week. Payments arrived in unmarked envelopes, making them difficult for the recipient to identify, but also reducing the risk of postal fraud theft.

People with more complex situations

This category includes people who received a check, or who have not yet received their full incentive payment, after June didn’t know they had to go the extra mile.

Direct payments will be finalized at the end of December. This is what could be there withhold the delivery of the stimulus check for some people and how to contact the IRS to report a missing, lost, or stolen check. You may be eligible to claim a catch-up allowance from the IRS, called a Recovery Rebate Credit, in tax season 2021.


Understanding your incentive priority group will help you determine your expectations about the next audit.

Angela Lang / CNET

What if I have not received my full stimulus check amount?

It’s not always clear how much money the IRS owes you in the event of an error. We recommend starting with our stimulus check calculator and this introduction how the IRS gives your total sum in tabular form. If the numbers seem lower than they should be, you may want to investigate further.

See if any of these situations might apply to you: Are you missing the $ 500 allotted for your dependent children, or you pay or receive child support? Are you a taxpayer non-applicant who may be due a stimulus check (including older adults and people who Receive SSI or SSDI)?

If you have a US citizen abroad or resident in US territory and did not receive a check as expected, you may also need to read the rules. And a new court ruling has made it possible for millions people who are locked up to get a check even after the IRS changed its interpretation to exclude this group.

Depending on which group you’re in, we’ve also mapped out some speculative dates how soon you could possibly get your next stimulus check.

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