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Simplify life with person-to-person payments

What would you do if you were told you can’t use cash?

A year ago, Senior Planet Member Lawrence Lucido (aka “Cousin Larry”) was told to pay someone with no cash – and that’s how he started his journey to learn about Person-to-Person (P2P) payments.

“I had never heard of in-person payments, but early last spring my landscaper said to me,” I don’t accept cash. And no checks. “I asked him,” What do you accept? ”

; And he said, “Zelle®.” I said to him, “I don’t know what that is!” ”

Lucido’s kids suggested logging into his bank online to see how he works together cell. “If you do,” my children said, “we’ll send your money cell as a reward – like $ 10. They are the ones who opened my mind to it. “

Another way to bank

A few months later, Lucido started taking classes at Senior Planet and learned more about it cell, a P2P payment service used to send and receive money with people you know and trust.

Interest in P2P has grown during the COVID-19 pandemic, as transactions are contactless and can be done from home, which is where most people spend their time today. When using P2P, you have convenience, security and speed on your side, and there is usually no charge * for sending or receiving money.

Lucido isn’t the only one to join Senior Planet’s cell classes.

“As of May 19, 2020, more than 400 attendees have attended the lectures and workshops,” said Zoe Johnson, OATS Program Manager. “Person to person payments can be intimidating when you first get in.”

Trust is a critical point, explains Johnson, because once you hit the send button, the money leaves your bank and goes straight to the account of the person whose US cell phone number or email address you sent it to. “You want to make sure it goes to the right person,” says Johnson. “Money will come in minutes ** if both parties have already signed up, not hours or days, and once the transaction is completed, it cannot be reversed.”

Senior Planet performs

Senior Planet’s P2P classes offer demonstrations and learning at a flexible pace. “In case of cell“, Continues Johnson,” we offer a lecture and workshop. “When the pandemic started, the workshops changed from in-person to online – all for free.

Nadine Dubuche, OATS Technology Trainer, says the structure of the courses contributes to the success of the participants, as a Monday lecture is followed by a hands-on workshop on Wednesday, which encourages people to learn at their own pace.

Another benefit of P2P payments is helping others. Dubuche points out that “if someone has an emergency, you can send them money in minutes. That has caught people’s attention. “To send money via P2P, you don’t need to go to a bank branch or ATM, you can use your cell phone or computer to access the internet or mobile banking of your financial institution

Dubuche appreciates Lucido’s commitment to using P2P and calls him a mascot and promoter of it cell. In just a year, he knew nothing about it cell to master it, and he always reassures his classmates that it is useful, easy and safe. He will say he ‘really tried and there is no problem’. That’s really good to hear from a colleague. “She recommends that other seniors who are new to P2P experience it.

Like Lucido, once you sign up for a class, you will find that you have made your life easier with this convenient way to pay many trusted people in your life.

* For payments between consumers who are registered with Zelle®, usually no transaction costs are charged. Contact your financial institution to determine any fees

** Transactions usually take place within minutes when the recipient’s email address or US mobile number is already registered with Zelle.

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