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There can be 5 different incentive voucher payment groups. Which one is yours?


Sarah Tew / CNET

The world of stimulus controls can be a dark place and that is just as true for the first direct payment as it is for the second. While qualifications are usually the most difficult to parse, it timeline for when a check might come your way – and who could get it first – is also difficult to unravel.

At this point, a second incentive payment of up to $ 1,200 one person will appear in early 2021, while negotiations for another coronavirus relief packagestart to consolidate around one proposal that does not lack a stimulus check. There is still strong support for direct payment from leading political parties, including President-elect Joe Biden, so chances are we will see the topic resurface amid discussions on another COVID-19 aid package after Biden takes office.

“Right now, the entire Congress should come together and adopt a robust lighting package to meet these urgent needs. But any package passed in a lame duck session is lucky to be at its best, but a start, “Biden said Tuesday.

You may be aware of your experience with the first stimulus control that not everyone received their money at the same time, but did you know that the IRS had scheduled payments by priority groups and spread them apart? In fact, the last rounds of checks are still being delivered as the IRS is closing this month. Overtaking payments of errors or unclaimed checks will be sent through 2021 and some will need to be claimed after the 2020 tax season which ends in April (more below).

Here we give you some more information about the priority groups and why this can happen again in a second check.

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The 5 stimulus check pay groups we know today

When the CARES Act passed in March, it took a few weeks for the IRS to build a tool and procedure to find out who owed a check and for how much. This formula helped determine the size of your household’s total amount, but the check-sending schedule may have felt less conscious for some.

Under pressure to collect incentive money quickly, the speed at which you received your check often matched the method by which you were paid. Any kind of complication can slow it down. In addition, some calculation errors mean that there are people who may not see their allocated share or only see it in mid-2021.

Direct Deposit Recipients: People who use their direct deposit information registered with the IRS or providing that information when and if the registration is reopened, must be first in line to receive a stimulus check. An electronic money transfer is faster and more efficient, which means that this group got their first payment much faster.

Beneficiaries of social securityAt the first incentive payment, many Social Security beneficiaries who had direct deposit information with the federal government received checks in the first week, but not always on the first day.

People who get paper checks: The IRS began mailing checks to those with no direct filing information on file about a week later.


When you get your incentive money it may depend on who you are.

Sarah Tew / CNET

EIP card receivers: Debit cards with economic impact are prepaid Visa cards that the IRS has sent to about 4 million people as of mid-May. If the IRS follows the same order of payment priority, this group can start seeing their payment weeks after the first direct deposits are made.

People with more complex situations: This category includes people who received a check after June, are waiting for their incentive payment, or who didn’t know they had to go the extra mile. Direct payments will continue until the end of 2020 for some individuals who were not part of the previous groups. This is what could be there withhold the delivery of the stimulus check for some people and how to contact the IRS to report a missing, lost, or stolen check.

Is there any reason the IRS staggered the payment schedule?

There are a few reasons why the IRS doesn’t send all stimulus payments at once. One of them is the sheer number of payouts it has to handle. With the first check, the IRS has said it could issue 5 million to 7 million paper incentive checks as of the week people with an adjusted gross income, or AGI, is less than $ 20,000, and then moving to people whose AGIs are getting bigger, according to the Government Accountability Office.

Another reason why payments are made at different times for different people depends on how they get the money. By the summer, the IRS had sent money to at least 160 million people, including people from the federal government direct deposit information to get their checks first.

Physical checks and EIP payments followed, creating a de facto order of priority that could result in some Americans receiving their checks days or even weeks earlier than others.


Understanding your incentive priority group will help you determine your expectations about the next audit.

Angela Lang / CNET

The IRS will continue to send the first checks in December

While the majority of people who lined up to receive an incentive check got theirs in late July, until the end of November there were millions of people who were eligible for incentive money that hadn’t received it. That includes people who were not allocated $ 500 for their family members, Someone who be involved in child support situations and non-filers who may owe a stimulus check (including older adults and people who Receive SSI or SSDI).

If you have a US citizen abroad or resident in US territory and did not receive a check as expected, you may also need to research. And a new court ruling has made it possible for millions people who are locked up to get a check even after the IRS changed its rules to exclude this group.

The November 21 deadline to claim payment in 2020 has passed, but you can claim a catch-up allowance or error correction during tax season 2021.

If you would like to see it how soon you could possibly get your next stimulus check, we’ve mapped out some speculative dates depending on which group you’re in.

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