Before we start, it is important to know where to look for the money. Your incentive payment could arrive by direct deposit to your bank account, if you had set up. At this point, you will likely get it by mail, as a paper check, or as a . It will be free and clear.
The aid money from the IRS is part of a sizeable economic package designed to help strengthen a US economyof the pandemic. Meanwhile, a bill for a is under discussion in Congress.
The payment processas some CNET readers have shared. In some cases, the IRS indicated that checks had been sent or deposited weeks ago, although the checks had still not arrived. In another example, the reader submitted his bank account details through the in April and still could not see the status of their payment in May. And some think . If you've checked the IRS tool and haven't found the answers you're looking for, here's what else could cause a delay.
You will not receive a stimulus check if you are not eligible
Check this first. You are eligible for an Incentive Payment ofif you:
- are a single US resident and have an adjusted gross income of less than $ 99,000.
- Submit the head of a household and earn less than $ 146,500
- Submit together without children and earn less than $ 198,000.
- Are the parent of a child aged 16 or under.
The IRS has scheduled your payment for later in the year
While the IRS has sent out of its 152 million payments by May 22, more needs to be done. In April, the IRS (PDF) estimated it could take up to 20 weeks to send each payment, and it prioritizes the payment schedule by first sending checks to those with the lowest incomes. Depending on your adjusted gross income, you may have weeks and possibly several months to wait, according to the IRS plan.
The IRS started processing your paper check before submitting your direct deposit details
If the IRS was already working If you want to send your paper check when you have provided your bank details online, you will still receive your check by mail. The IRS said it can usually take 14 days in this situation to receive payment.
The banking information the IRS has for you is outdated or no longer valid
The IRS said it uses banking information from your 2018 or 2019 tax return to send your payment. However, some tax preparers set up temporary accounts for their customers to receive their returns, such as on a prepaid debit card. If this is the information the IRS has for you, the service said the payment will be returned and processed again.
If for any reason the bank information the IRS has for you is invalid, the agency says it will send you your check. The IRS said she should check his Get My Payment tool for updates.
Your bank had problems processing the direct deposit
If your bank was unable to process the IRS wire transfer, the payment was refunded and the IRS now e-mails your check to the most recent address on file either from a 2019 or 2018 tax return or from the mail.
The IRS was waiting for your bank account details before sending your check
The IRS made every effort to enroll everyone eligible for a checkfor immediate deposit. The benefit of direct deposit, the IRS said, was that you would receive your check sooner than by mail. Now that the deadline has passed, the IRS said it will send paper checks and debit cards to those for whom they don't have bank records from late May through June.
You Owe Child Benefit
If you are past due with child benefit, the IRS said your payment may be reduced or fully deducted. If that happens, the Tax Office will send you a message.
A claimed dependent is not eligible for payment
Parents who are not married to each other and do not file a joint return cannot both claim to qualify a child as a dependent. The parent who claimed their child upon return in 2019 may receive payment. Likewise, dependent students are not eligible for benefits.
You May Have Been Scammed
The FBI warns that crooks want to steal your stimulus control. We have a guide to. If you receive a letter from the IRS stating that the agency has already sent your money – with information about whether it went through the mail or directly to your bank – but you did not receive the payment, the letter contains information about how to report that the money has not arrived.
You must submit a non-filers form
If you are eligible for a payment but were not required to file a tax return for 2018 or 2019 due to the low income, you may need to use the non-filers tool from Use the IRS to provide the service with your information. If you think it's you, go to the IRS website, check requirements, then provide some basic information to get your stimulus checked.
To help with potential payment issues, the IRS has added 3,500 telephone representatives to help navigate common issues. However, the representatives cannot help you with specific payment problems.
As you try to find out the status of your stimulus check, here's what we know about aand .
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