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Home / Tips and Tricks / When will a third stimulus check be sent? Here are the two possible timelines so far

When will a third stimulus check be sent? Here are the two possible timelines so far


How a third-party payment can be proposed can also affect when it occurs.

Sarah Tew / CNET

A year after the pandemic, about 900,000 Americans filed for unemployment last week. And to help resolve the situation, President Joe Biden is urging Congress to get his $ 1.9 trillion aid proposal, that one third stimulus check in front of up to $ 1,400. However, Biden’s plan and what Congress actually accepts may be very different, and some lawmakers want that make stimulus controls more targeted. “I’m open to negotiating those things,” Biden said Monday.

At the moment, there are two possible ways to get one third stimulus check can be approved. The first would be as part of Biden’s comprehensive account, or something similar. The second would be like a smaller, “meager” account containing only the third stimulus check and money for it Covid-19 vaccine distribution. Lawmakers are reportedly considering both options this week, as the Senate prepares for the impeachment trial against former President Donald Trump, scheduled for February 9.

The IRS may also go a different path to obtain a third paymentdepending on when a bill is accepted. For example, it could potentially arrive as a discount that is folded in tax season, or as another standalone payment, similar to the first two checks. We also have tips for things you can do now to get around it next stimulus check faster. (And if you think you are quiet missing some or all of your first two payments, here’s how to contact the IRS.) This story was recently updated.

What would be in a ‘meager’ bill for incentive checks and vaccines?

House Speaker Nancy Pelosi said last week that the House would be ready by next week to comply with Biden’s proposal, but did not confirm whether it would be large or small. There are suggestions that House Democrats could first put a targeted, ‘lean’ law on the table for stimulus checks and corona vaccine distribution, followed by a broader stimulus package with other measures. Senate leader Chuck Schumer said Monday he is aiming to get a COVID-19 bill in mid-March.

A smaller account may face less opposition in a evenly divided Senate and let the IRS start sending the next checks faster. However, pressure to enact those measures can make it easier for opponents to swallow a much larger package.

While Democrats rejected the idea of ​​a stand-alone bill during the negotiations on the December package, there is certainly a precedent for a stand-alone bill in Parliament. The chamber passed the CASH law on December 28, 2020, a bill that enacts the Incentive package December 2020 signed by Trump bumps the upper limit of $ 600 of the second stimulus control instead, $ 2,000 – replacing “$ 600” with “$ 2,000” on each listing and “$ 1,200” (the amount allotted to married couples) with “$ 4,000). It was not included in the Senate before the new term started in January 3.

What could cause legislators to take longer to approve a new stimulus check?

If a third stimulus check remains part of it Biden’s $ 1.9 trillion package offer instead of branching off, mid-March seems to be the prevailing timeline. That’s because it should go through the typical negotiation process, a period of extraordinarily scrutiny and debate over specific legal language.

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Second stimulus checks: everything you need to know


There is already some indication that the stimulus check could be less than $ 1,400 or otherwise more targeted, after a group of bipartisan lawmakers asked the Biden government to propose limiting eligibility, the New York Times reported.

With the slim of the Democrats margin of control over both chambers in CongressBiden may have an advantage if his goals are approved, although opposition has already been pronounced from members of his own party on the Maximum of $ 1,400 per person, with some pushing for $ 2,000 per person and at least one other wondering why Americans need a third check.

How soon could the IRS start sending the following stimulus checks?

In less than three weeks, the IRS and the Treasury sent over $ 100 million second stimulus controls. There was a huge one fast turnaround time with the second check. For example, it took the IRS 19 days from the date the March 2019 stimulus bill was passed to the day the first check was issued. Conversely, the Dec. 27 stimulus package gave the IRS only 17 days in total, including weekends. (If you didn’t get yours, you should claim it as part of 2020 tax season.)

There was one notable direct deposit error due to the IRS ‘rush to deliver payments, and people who haven’t received their payment may need to now wait weeks or months for their second checkups. But the scenario suggests that if the protocols are in place, the IRS could theoretically send third stimulus controls within days and weeks, rather than weeks and months.

As an interesting data point, the IRS was able to process between 5 million and 7 million per week with the first stimulus check, according to a June government report.


How you receive your second stimulus check can also affect how quickly your payment arrives.

Sarah Tew / CNET

What happens if a third check is approved in the middle of the tax season?

Questions already revolve around how the IRS and the Treasury one third stimulus check, and some of that may well depend on timing.

Let’s hypothetically say that an incentive bill would pass to both houses of Congress before Feb. 12, the day the IRS begins processing the first tax returns for 2020. Would they send a separate check or try to bundle with the Recovery Rebate Credit for missing money from the first two checks? Aside from the fact that in this hypothetical scenario, Congress would have a very narrow window to approve the bill, the IRS would have very little time to process the third checks, or change their protocol to pack the second into taxes .

Now let’s say it will be passed in early March as part of an umbrella COVID-19 relief bill and the checks will be shipped in mid-March. That scenario would overlap the tax season for another month, ahead of the April 15 tax deadline.

By then, tens of millions of Americans have already received their tax refunds, which could make it difficult for the IRS to straighten or redact post-issue. It could get complicated whether the IRS would try to fold a third check into the remaining tax cycle, or send a third check separately.

Can I somehow get my third stimulus check faster?

While we don’t know when a third stimulus check might come, there are a few things you can do to speed up the receipt of your check, when and if it happens. For example, you can sign up for direct deposit in your 2020 declaration, you would place in the priority category if a third incentive payment were to come.

And if you recently moved, tell the IRS and USPS. Here were our other suggestions for humans get their second check faster. Note that there may be some changes in qualifications that may not apply to a possible third stimulus check.


The first and second stimulus checks were nominally sorted by different payment groups, and one had a clear advantage over the other.

Sarah Tew / CNET

Would the IRS still have a deadline for sending a third incentive payment?

The January 15 deadline that was set for the second stimulus check was written without explanation in the text of the bill. It is not immediately clear whether the bill would have another closure in the future, or if that was a one-time consideration that took into account the IRS’s overlapping tasks of processing and preparing stimulus checks Tax season 2020. Last year, the The tax date of April 15 was extended to July 15.

The two overlap with the second stimulus check that anyone who has not received all or part of their second payment must claim it as part of the IRS ‘ Clawback discount on their tax return – even though they have nonfiler status and are typically not required to file taxes.

Does your priority group determine how soon you would get a third check?

We noticed on the first check that the IRS seems to organize when payments go to certain categories of people based on the payment method. Basically, payment groups. The second audit appeared to have followed the same factual priority.

While we can’t say for sure what the IRS will do, the major payment groups are people who get their checks direct deposit (the largest group and the fastest delivery), by paper checks in the mail and through EIP debit cards, a method the IRS has told CNET makes payments faster than physical checks, but was also the last payment method to complete both rounds of stimulus check. It also requires you to activate a prepaid debit card.

The other groups that are loosely defined (by us) include Social Security beneficiaries, who first received payments in a different way if they are part of the SSI or SSDI programs, and people with more complex scenarios, which can lead to potential problems or delays getting their money. people in situations for child benefit have been an example, and so too people who are locked up, and those with more complex citizenship scenarios.

Is a third stimulus check absolutely certain?

While it seems likely, given the current discussions in Washington, it is up to Congress to decide whether or not to have a third stimulus check, and what form it might take. The rest is, for the moment, the basis of today’s public talks in government, and our educated guesses. There is always a chance that a bill will pass one room and not another, or fail altogether. For now we watch and wait.

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