If you are one of the millions of people living in the, or which otherwise none or in the post, now what? Does this mean you’re just out of luck? Luckily not. But can get tricky. The IRS backup plan is now closely tied to the tax season – which won’t officially begin until Feb. 12.
We explain everything you need to know, including three options to track your incentive money, a calculator to make sure you can, and what we know about submitting one with can dramatically slow the arrival of your already sluggish stimulus claim – all of them included . (PS This is what you should know about one .)
Your check or EIP card may arrive by mail next week, so keep a record of that first
The IRS and the Treasury Department sent physical checks much faster than the first time, but it’s not clear how many have not been delivered yet. Since the USPS may take several days to complete your physical check or, you may receive it in the next few days, if the Treasury and the IRS sent a batch in the last hours before the January 15 deadline.
However, we also know that on the first check, the U.S. Treasury processed between 5 million and 7 million paper incentive checks per week, in addition to checks for other federal programs, according to a June report by the Government Accountability Office. Given the 17-day window the IRS and the Treasury have had to pay, it seems inevitable that not everyone would have posted before the deadline.
The first thing to do is the. It gives you a general payment schedule, the total amount you should expect to receive, and indicates any issues you should look into, such as or if the tool says it was incentive money .
If the IRS Get My Payment tool says it’s coming, use this free USPS service to.
It’s too late for direct deposit now, but there are some things you should know
The IRS has said it sent 100 million stimulus checksthis time a payment method that allows the agency to process much more payments faster. However, the IRS’s tracking tool didn’t allow people to sign up for or change their instant deposit information this time. And some people reported problems sending checks to the wrong bank account, which means millions of people have not been able to receive their stimulus payments that way.
If the IRS doesn’t have your bank information yet, you have no choice but to do so. If there is a problem with your payment, please do (more below.) If you didn’t get your second stimulus, check this way, but you want one through direct deposit, you want to register with the IRS on you .
You can set up a payment registration with the IRS for your check
Another way to keep track of your missing stimulus check is through a payment track. This gets a bit complicated, but we have a guide to it. There are several scenarios that may apply to you, but the bottom line is that the IRS says it sent a stimulus check that you never received.
You can claim your missing money on February 12 at the earliest
Here’s the bad news. If you miss a full or partial stimulus check, we recommend that you use theand to get an estimate – you need the as part of the 2020 tax season to claim the money. Any credit would offset the amount owed or be bundled into your .
The longer you wait to file your taxes, the longer you wait for your incentive money
After closing, the timing of your stimulus check delivery is now inseparable from your taxes. February 12 is the first day you can file your taxes, including theto get your errant second incentive payment, but you have until April 15 to file taxes, and some people do too out there.
How quickly you file your taxes for 2020 can have a direct effect on how quickly the IRS can process your return. People who file their returns in February are likely to receive their stimulus check credit months earlier than people who wait for the April 15 or longer deadline.
If you have moved, you must also tell the IRS and USPS
If you recentlyso that you can get all the incentive money owed to you (as well as a third incentive check). You will also need your updated address so that you can receive your confirmation letter from the IRS (you will need this if you need to file a claim).
The IRS really doesn’t want to take your call
Sorry, it is true. In May 2020, the IRS hired 3,500 operators to help answer incoming calls on the first stimulus check. Now the website is begging you not to call.
“Please do not call the IRS about the new payment; our telephone assistants have no additional information available here at IRS.gov and in the Get My Payment application,” the IRS website says.
Here’s what the agency, including initiating a payment track (see above).
What if you receive Social Security benefits, are an older adult, aren’t filing taxes, are stuck, or in a child support scenario?
There may be some specific scenarios with different specific rules or exceptions. We’re trying to find answers with the IRS, but until then, here’s what we know about stimulus check money in general for:
For more information, here are the, here’s how one can happen, all and how .