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Home / Tips and Tricks / You must be until May 13 to make a direct deposit for your stimulus check. Here's how with the IRS

You must be until May 13 to make a direct deposit for your stimulus check. Here's how with the IRS


To check your 2020 stimulus as soon as possible, you must make a direct deposit to the IRS.

Angela Lang / CNET

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If you have not yet made a direct deposit to the IRS, the federal agency says you must act quickly to receive your stimulus check directly into your bank account. In the first week of May, the IRS said it had made approximately 130 million payments to eligible US residents, both by mail and direct deposit, and plans to ship the remaining payment through June.

If you have an economic impact on the payment transferred to your bank account, the IRS said that you must submit your bank account details through the Get My Payment portal in the IRS direct deposit form by Wednesday May 13 at 12:00 PM ET. provide. After Wednesday, the IRS will focus on sending coronavirus paper checks to $ 1,200 by mail.

To meet the deadline and get your check faster, we'll show you how to make a direct deposit to the IRS through the Get My Payment portal.

Direct deposit is more convenient and secure than receiving a check in the mail, according to United States Secretary of the Treasury Steven Mnuchin. And if you deposit a paper check, you must either upload it to your account using your banking app or go to the bank. If you receive your check by mail, the US Postal Service may notify you when it is on its way . And here's what we know so far about a possible second round of economic stimulus payments .

The IRS has attempted to simplify the process of setting up direct deposit. , using the Get My Payment app, which you can also use to track your IRS stimulus money . We'll tell you what personal information you need to make the installation smoother and explain what happens if you get an error. However, some people have trouble tracking their payments and signing up for direct deposit .

How to Make a Direct Deposit for Your Stimulus Control

To get started with the Get My Payment portal, you may need your 2019 tax return if you filed it, as well as your 2018 tax return. Due to the high demand on IRS.gov, you may have to wait until it is your turn to access the tool. See the next section if you get an error. And the IRS said a Spanish-language version of Get My Payment is coming in a few weeks.

1. Go to the IRS 'Get My Payment page and tap the blue Get My Payment button to set up a direct deposit for your payment with economic impact.

2. On the next Authorized Use page, tap OK .

3. On the Get My Payment page, enter your Social Security Number (SSN) or Individual Tax ID (ITIN), your date of birth, your address, and your zip code or zip code.

If the IRS has your direct deposit details, you will see a page with the status of your payment. If not and you are eligible for a check, you can enter your bank account routing number and account number (scroll down to find these numbers) so that the government can send your check to your bank account.

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What happens if I get an error or if the IRS does not tell me my payment status?

If the screen flashes "status unknown", "try again later" or any other message whose meaning is unclear, here is a list of possible explanations to help you identify your specific situation to unload. The IRS is reportedly aware of the problems, according to The Washington Post. CNET has also contacted the IRS for more information

What does the IRS need from me to make a direct deposit?

You want to have the routing and account numbers of your bank account at hand. You can find these bank details in various ways.

Bank Website: Your bank's website may contain your routing and account numbers. For example, for Bank of America, log in to your account, select the account you want to use, then tap the Information & Services tab to see the numbers you need.

Bank App: If your bank has an app, it can show your account and routing numbers. For example, in the Bank of America's BofA app, tap the account you want to use, then scroll to the bottom of the app window to see your clearly labeled account and routing numbers.

Printed Check: At the bottom of your check, you will most likely see three sets of numbers: The first set of nine numbers is your routing number. The second set of 8 to 12 digits is your account number. The third set – which you don't use to make a direct deposit – is the check number.

When will my check go out?

Millions of US residents who set up direct deposit with the IRS have already received their promotional checks. And those who set up direct deposits through the Get My Payment portal will receive their checks within days, the IRS said. You can have the government transfer the money to other payment services, such as the Cash app or a PayPal account. The IRS said the last waves of checks by mail will arrive through the end of May and June.

While waiting for your check to arrive, here's how to avoid getting scammed . And after you receive it, here are some ideas for how to spend your stimulus control . If you are still having trouble receiving the check, see here to get financial help to pay your bills .

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